Architecture
A practical architecture for trusted financial operations
Ratio° is built around one canonical ledger and explicit workspace boundaries so finance decisions stay traceable and safe.
Canonical ledger
Raw statements are normalized into a stable financial record before any reporting, AI, or review steps.
Import-first path
Every workflow starts with controlled imports, validation, and row-level duplication checks to prevent silent drift.
Traceable lineage
Transactions, balances, categories, and source metadata stay linked for auditability when questions arise.
Tenant and workspace boundaries
Spaces and org-level ownership isolate data and permissions so work stays coherent as teams scale.
Policy-aware access
Route protection, membership checks, and server-side session checks keep authenticated flows explicit and safe.
Surface-oriented product
Insights, reviews, imports, and settings consume the same source of truth instead of duplicated logic.
How this translates into day-to-day usage
Every production journey starts with a reliable import, then progressively builds confidence through deterministic transformation, visibility controls, and explicit workspace membership.
- Upload bank/account statements and validate import health before data is finalized.
- Review canonicalized categories and merchant lineage from one place.
- Run analysis and AI workflows on data whose source can be traced.